Hoverfly (flower fly), likely a drone fly

Gardens, meadows, wetlands, and other flower-rich habitats worldwide, especially near water or decaying organic matter.

Adults feed on nectar and pollen, helping pollinate flowers. Larvae live in stagnant, organically polluted water and filter-feed on microorganisms and decaying material.

Adults hover, bask, and mimic honey bees or wasps; they are harmless and do not sting. Larvae develop in water before pupating and emerging as adults.

No significant risk to humans; adults are nonbiting. They are valuable pollinators, while larvae contribute to decomposition and nutrient cycling.