Yellow carpenter bee (likely)

Gardens, woodland edges, meadows, and areas with flowering plants; nests in dead wood or plant stems.

Adults feed mainly on nectar and collect pollen for larvae. They are important generalist pollinators.

Usually solitary; females excavate nest tunnels in wood, while males may hover or patrol near flowers. They can buzz-pollinate some flowers.

Generally nonaggressive and beneficial to plants, though females can sting if handled and nesting tunnels may damage untreated wood. The image’s dense yellow hair makes an exact species identification uncertain.