Cutworm (likely army cutworm or related noctuid caterpillar)

Usually found in soil, leaf litter, lawns, gardens, and crop fields, often hiding during daylight. This specimen may have wandered indoors from nearby vegetation or soil.

Larvae chew grasses, seedlings, roots, and stems, often cutting young plants at ground level. Adults are moths that feed mainly on nectar or do not feed.

Mostly nocturnal; larvae curl tightly when disturbed, as shown here, and spend the day concealed in soil or debris. They pupate underground before emerging as moths.

Generally harmless to people and pets, with no sting or bite of medical significance. Some species are important garden and crop pests, but they also contribute to food webs as prey for birds, beetles, and parasitoid wasps.