Isabella Tiger Moth (Caterpillar state: Woolly Bear)

Fields, gardens, and woodlands throughout North America

Generalist herbivore; feeds on low-growing plants like dandelions, plantains, clovers, and grasses

Known for crossing roads in autumn while searching for overwintering sites under leaf litter or logs. They can survive freezing temperatures by producing a cryoprotectant.

Harmless to humans, though their stiff hairs may cause minor skin irritation in sensitive individuals. Beneficial as part of the food web and folklore subjects for 'predicting' winter.