Bug Identifier
Black-and-white ant (likely a velvet ant)
Community identification

Black-and-white ant (likely a velvet ant)

Uncertain from the image; possibly a female velvet ant in the genus Dasymutilla

Order & Family
Hymenoptera; Mutillidae
Size
Commonly about 6–20 mm, depending on species.
See this bug in the Encyclopedia

Natural Habitat

Usually dry, sunny areas with sandy or loose soil; adults may wander indoors accidentally.

Diet & Feeding

Adults take nectar; larvae develop as parasites of ground-nesting bees and wasps.

Behavior Patterns

Females are wingless and resemble ants; they move over the ground and can sting when handled. The photo is too unclear for reliable species-level identification.

Risks & Benefits

The sting can be very painful but is not generally medically dangerous. Velvet ants help regulate populations of solitary bees and wasps.