Likely carpenter bee (possibly a bumblebee)

Wooden structures, dead timber, gardens, and flowering areas; identification is limited by the blurred image.

Adults feed mainly on nectar and pollen; larvae consume stored pollen and nectar in wood galleries.

Usually solitary, nesting in excavated wood; adults may defend nest entrances but generally avoid people.

Females can sting if handled, while males lack functional stingers. Important pollinators; carpenter bees can damage untreated wood through nesting tunnels.