White-marked tussock moth (likely)

Woodlands, parks, gardens, and urban areas across much of eastern and central North America. Adults are often attracted to lights and may enter buildings.

Caterpillars feed on many deciduous trees, shrubs, and ornamental plants. Adults have reduced mouthparts and generally do not feed.

Mostly nocturnal; adults rest with wings folded or rooflike and fly readily to lights. Caterpillars are hairy, and females of this species are wingless and lay egg masses on or near their cocoons.

Caterpillar hairs can cause skin or respiratory irritation, especially in sensitive people; avoid handling them. Larvae are native herbivores and contribute to food webs, though outbreaks can defoliate ornamental or forest trees.