Yellow underwing moth (likely a large yellow underwing)

Gardens, meadows, fields, and other open habitats, often visiting flowers at night.

Adults feed on flower nectar; caterpillars eat a wide range of grasses and herbaceous plants.

Mostly nocturnal; rests with its yellow hindwings concealed beneath mottled forewings. Caterpillars feed mainly at night and pupate in soil.

Harmless to people and can pollinate flowers; larvae may damage garden plants or crops when abundant.