Tiger moth (likely a lichen moth)

Woodlands, forest edges, meadows, and other areas with lichens or herbaceous plants; adults often rest on tree trunks or buildings.

Caterpillars commonly feed on lichens, mosses, and low-growing plants; adults generally feed little or may take nectar.

Mostly nocturnal and attracted to lights. Larvae are often hairy and may overwinter as caterpillars or pupae; the pictured individual appears damaged or dead.

Generally harmless to people, though some caterpillar hairs can irritate skin. Larvae help cycle nutrients and serve as food for birds, bats, and other predators.