Hoverfly (flower fly), likely a drone fly

Gardens, meadows, woodland edges, and other flower-rich habitats worldwide, especially near water or moist soil.

Adults feed mainly on nectar and pollen, visiting flowers for energy and reproduction. Larvae live in organically rich, stagnant water and filter-feed on microorganisms and decaying material.

Adults hover conspicuously, bask, and mimic honey bees, though they cannot sting. Females lay eggs near polluted or stagnant water; larvae are aquatic “rat-tailed maggots.”

Harmless to people and not capable of stinging; occasional contact with food is mainly a sanitation concern. Adults are important pollinators, and larvae help decompose organic matter in water.